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Still can’t respond on the main thread, sorry. I use GJW and have had no issues, but then no claims. Sorry forgot that my previous claim I mentioned earlier was with Craftinsure. They were good. I know this discussion comes around every year in the Phantom class and about 10 years ago the same thing happened with the premium uplift with no clarification of why. It just happened, tough, get on with it approach.
Anyway I got quotes as follows for a £6k boat so may differ if you are lucky enough to have something nicer than my boat.
GJW – £197
Craftinsure – £230 (£130 ex) or £197 (£260 ex), but you can get monthly payments which is better than most offer.
Noble – £397
Insurance4dinghies – £317
E&L – £221 or £22.12 per month
Topsail – £279
thats just a small sample. I’ve not heard of the latter two so I don’t know what their service is like. I’ve used all of the first three ones but will probably end up going back to craftinsure only because they appear to be the only ones offering monthly premiums (of the top insurers).
If anyone else has relevant experience or knows of anything cheaper please let me know as it ain’t long until mine needs renewing.
Thanks and sorry again that I am writing thing in a different post to Andrew’s comments